Kathlyn O'Toole

120 S Locust Street

Arcola, IL
$ 320,000 Beds 12 Baths 10 Sq 14,128
Monthly Estimate* How much can I afford?

Opportunities like this don't come along often! Offering an incredible amount of space, commercial zoning, and a layout unlike anything else, this property is ready for someone with a vision. With 13 bedrooms, 9 full baths, and 2 half baths, there is room for just about anything you can imagine. Four of the bedrooms have their own private baths, and throughout the property you'll find large rooms, plenty of storage, two kitchens, two dining areas, and multiple spaces that can easily serve different purposes. And then there's the indoor in-ground pool! Complete with a diving board and slide, the pool area provides plenty of space to enjoy and entertain year-round. Just off the pool is an additional room with a hot tub, along with convenient storage surrounding the pool area. Another unique part of this property is the existing medical office space. There are two separate office areas, each offering four exam rooms, a reception area, and a nurses' station. The existing setup could work well for another medical or professional use or could be reimagined to fit an entirely different business. At the heart of the property is the original 1895 home, where you'll still find beautiful details from years past, including the original staircase welcoming you into the foyer and the original living room fireplace. A large upstairs landing and spacious bedrooms add to the character and feel of the original home. Over the years, additions expanded the property considerably, creating a truly impressive amount of usable space. The property also features a private outdoor space between the buildings and two four-car garages, adding even more usable space, parking, and storage. Because the property is commercially zoned, the possibilities extend well beyond its current layout. It could be an incredible setting for a bed and breakfast, professional or medical offices, event or gathering space, retreat center, business headquarters, or a combination of uses. Bring your ideas and see what this unique property could become! A newer metal roof adds to everything this property has to offer. There is simply too much to this property to appreciate from the photos alone. Come see the space, the character, and all the possibilities for yourself!

Active

  • Price
  • $ 320,000
  • City
  • Arcola
  • Bedrooms
  • 12
  • Full Bathrooms
  • 9
  • County
  • DOUGLAS
  • Half Bathrooms
  • 2
  • Area
  • Southern Champaign County - Douglas County
  • Lot Size
  • 0.37 Acres
  • Zip
  • 61910
  • Sqr Footage
  • 14,128
  • Year Built
  • 1895
  • Taxes
  • $ 11412
  • Style
  • MLS#
  • 12740738
Listed By: KELLER WILLIAMS-TREC
Data Source: Midwest Real Estate Data (MRED)

Features

General

Living Area 14128
Sewer Public Sewer
Heating Natural Gas,Electric
Cooling Central Air,Window Unit(s)
Possession Closing
Roof Metal
Garage Spaces 8
Association Fee Includes None
Construction Materials Vinyl Siding
Year Built 1895
Electric 200+ Amp Service
Township Arcola
Tax Year 2025
Ownership Fee Simple
Accessibility Ramp - Main Level
Assoc Fee Paid Per Not Applicable
County Douglas
New Construction No
Property Type Residential
Total Rooms 18
Full Baths 9
Status Active
Directions From rt 133 (Springfield Rd) turn north on Locust house is located on the west side of the road.
High School Arcola High School
City Arcola
High School District 306
MLS Area Southern Champaign County / Douglas County
Elementary School Arcola Elementary School
Tax Annual Amount 11412.44
Middle/Junior High School Arcola Junior High School
Standard Status Active
Middle/Junior School District 306
Elementary School District 306
Property Type Detached Single

Interior Features

Interior Amenities Hot Tub,1st Floor Bedroom
Basement Unfinished,Partial
Total Fireplaces 2
Half Baths 2
Total Bedrooms 12
Room Type Kitchen,Bedroom 5,Bedroom 6,Bedroom 7,Bedroom 8,Bedroom 9,Bedroom 10,Bedroom 11,Bedroom 12,Family Room
LivingAreaSource Taped
Total Baths 11
Bedrooms Possible 12

Exterior Features

Parking Features Yes,Garage Owned,Attached,Garage
Water Source Public
Total Parking 8
Lot Dimensions 159 X 102
Lot Size Acres 0.37
Waterfront Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Chicago, IL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Arcola Elementary School
Middle School Arcola Junior High School
High School Arcola High School

Price History

8/28/2026 Listed $320,000

Property vs Zip Code Average in 61910

Price
AVG $220K
$320K
Taxes
AVG $5,207
$11,412
Year Built
AVG 1936
1895
Visits
AVG 8
8
Data Provided by Inside Real Estate®

Areas That We Cover

120 S Locust Street Arcola, IL is a Single Family Home for sale at $320000 with 14128 sqft and a lot size of 0.37 Acres Acre(s). 120 S Locust Street Arcola has 12 bedrooms, 9 baths and was built in 1895. The property's zip code is 61910 which is in Arcola, IL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Kathlyn O'Toole

Kathlyn O'Toole

708-360-7833

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